Systemax302
Forum Member
" I believe that sometimes you gotta wreck the truck to get the insurance money to make the truck payment."
-Larry The Cable Guy
LOL yeah making payments on a CC is pretty foolish
" I believe that sometimes you gotta wreck the truck to get the insurance money to make the truck payment."
-Larry The Cable Guy
You have to live somewhere and virtually everything tangible requires some sort of tax, insurance, upkeep, etc - so it's really a silly argument.
Anything is possible. The guy inherited a couple millions dollars. Worked real hard for that did he..If you work hard at it, and think things thru...... anything is possible.
 
	Anything is possible. The guy inherited a couple millions dollars. Worked real hard for that did he..
Whoa, looked further and there's a 77% LTV note on it. Risky bidness. But it's Class A property in a good area, so not that big a deal.
One thing that i did when i was about 21 was carried a daily planner with me. every time i spend ANY cash (1 penny or 500 bucks) i wrote it down. things like buying one $1 coffee everyday adds up. some people buy snacks from vending machines and spend 30-50 bucks a month and dont even realize it. (goes back to buying in bulk and planning you snacks) you should know where every single dollar you make goes to. tighten the reigns on you budget and everything else will fall into place. i would start using a debit card for purchases to lessen the burden on the Credit cards. this will in turn make you only purchase things you need or have the cash for.
lets talk about your spending habits....
if you arent in dire need of a smart phone get rid of it. thatll save a nice chunk of change. stop buying fast food, buy in bulk (things you need, instead of buying a smaller portions and purchasing more often) example, my wife likes to take yogurt to work- we buy the 1lb tub and she takes it in a container. we also like granola.. so we make our own for about the cost of a box of cereal. actually we could really make our own cereal if we wanted to (or ate more of it)... if you like to snack-lets say you like to buy the snack bags of cheezits or chips. look at the price per ounce on the shelf. you will save so much money by A.) bulk boxes and ziplock bags (reuse the bags to save some extra cash too) B.) switch to off brands or store brands.
my point is: there are SO many different ways to save cash that people look over. One thing that i did when i was about 21 was carried a daily planner with me. every time i spend ANY cash (1 penny or 500 bucks) i wrote it down. things like buying one $1 coffee everyday adds up. some people buy snacks from vending machines and spend 30-50 bucks a month and dont even realize it. (goes back to buying in bulk and planning you snacks) you should know where every single dollar you make goes to. tighten the reigns on you budget and everything else will fall into place. i would start using a debit card for purchases to lessen the burden on the Credit cards. this will in turn make you only purchase things you need or have the cash for.
X3 - Amen!!!
I have about 40 of these financial principles I wrote,
this is #1 :
“I demand that every dollar I spend
yield the highest value it can”.
In other words, think about what your spending /
buying. Try putting a new purchase off, a lot of
times you then end up NOT making that purchase.
Only reward yourself with a new toy AFTER all
the bills are paid (& paid in full). Limit those gifts,
the fewer you have, the more you tend to appreciate
them.
good idea lol
