motorcycle insurance (not spam) ???????

mustangjeff jr

mustangjeff jr

Forum Member
I was wondering where the beat and cheapest place to get insurance on a 2000 katana 600 would be ? Any help is greatly aprecaited :)
 
Umm I dont think cheaper is better but progressive is. I just had the basic coverage on mine but yea..... That only cover accidents when a car is involved not a deer! Found out the hard way on that. Make sure u get enough to cover EVERYTHING on your body. Their basic does NOT cover if u hit a deer or if sone ass runs u off the road ect. A car must be involved as on in the police report with their info ect. Don't end up like me. Deer are unpredictable and never know when they will strike. Just make sure your covered no matter what!!!!
 
I always got the best rates and coverage threw State farm for motorcycles. But if you get 3 points on the motorcycle they will drop you.
 
Yea an their basic left me with 300,000$ in med bills. Like I said ask them about what is a deer walkout ib front of me will I be covered? They wouldn't cover me cause it's only a motorvehicale when a car is involved. Yes I've talked to a few lawyers and got the same. U pay into the catastrophic fund 144$ every year for motor vehicle coverage but on a bike that oh counts if a car was in the mix up when your on the basic plan.

Just call and talk to them and make sure your covered in all and any situations seriously.
 
MentalMisfit said:
I always got the best rates and coverage threw State farm for motorcycles. But if you get 3 points on the motorcycle they will drop you.
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This.. by far Full coverage @ SF was the same price or cheaper then plain basic everywhere else.

my 08 CBR1000rr was 498/yr I was 28 when I got it and had 2 or 3 points on my DL at that time.
 
05cesrt said:
Yea an their basic left me with 300,000$ in med bills. Like I said ask them about what is a deer walkout ib front of me will I be covered? They wouldn't cover me cause it's only a motorvehicale when a car is involved. Yes I've talked to a few lawyers and got the same. U pay into the catastrophic fund 144$ every year for motor vehicle coverage but on a bike that oh counts if a car was in the mix up when your on the basic plan.

Just call and talk to them and make sure your covered in all and any situations seriously.
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Did you not have regular health insurance?
 
I had Progressive Direct until I bought the G8. Progressive was cheaper for the Evo, but AAA is cheaper for the G8. They're rather large differences too, and neither of them could explain why (up to $80/mo.)
 
My 600 was 380 a year for full comprehensive through state farm. I called to get a quote from Progressive, the lady told me 4,200 a year....yes that's right 4 THOUSANGE 2 Hundred a year! I told her to....well you guy get the idea of what was probly saiD!

My house and both cars were through state farm at teh time. Noone else could even come close to SF. And a buddy of mine was paying 2100.00 a year through his company. He called my guy at SF and got it for 530 a year. Just shop around. I don't know why companies have such drastic differences fordifferent people....i can see a few bucks here and there, but thousands in difference! I just don't get the insurance industry/game.
 
Obviously there are lots of variables when it comes to insurance, but shop around - most 2 wheeled fanatics have good luck with State Farm coverage...
 
COBRA90GT said:
Obviously there are lots of variables when it comes to insurance, but shop around - most 2 wheeled fanatics have good luck with State Farm coverage...
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WHen my bike was stolen. the guy said call me in 30 days to pick up your check. Never a hassle or issue with anything. 30 days went by, he called me and said check was ready.
 
i am gonna have to call state farm tommorow i am only 22 and i know that wont help and also i dont have a cycle endorsement yet but i have no points or anything so ...
 
Endorsement don't matter points don't matter through progressive. Robvas no I did not, my works insurance was junk an wanted 75$ a week an it still wouldn't have done much for me. In any auto accident you motorvehical insurance should cover it but on a bike it only covers you if your involved with a car.
 
Did mine online just checked the box back in may last year cost 212$ a year for a 03 636. For basic coverage but like I said that don't cover Bambi or a ass hap running u off the road.
 
Obviously it depends on the coverage. I pay 22/month for plpd with progressive and with my recent accident I've been happy with how they handle the claims service.
 
i am thinking just basic for right now so i can ride the bike, i am not exactly the wealthiest person right now lol, thanks for the help guys :)
 
raroz28 said:
Obviously it depends on the coverage. I pay 22/month for plpd with progressive and with my recent accident I've been happy with how they handle the claims service.
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Yea cause u had a semi hit u. Me I missed a deer an damn near died and they said "well all u have is basic plpd plan an that don't cover that. It only covers if a car was involved and that they would need the drivers info". I about shit WTF do u need to pay it for if your only covered once in a while? It's bs trust me on that. Ask them what if a deer or someone runs me off the road will My med bills be covered under this plan? Always ask questions they will do anything to not have to pay.
 
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05cesrt said:
Yea cause u had a semi hit u. Me I missed a deer an damn near died and they said "well all u have is basic plpd plan an that don't cover that. It only covers if a car was involved and that they would need the drivers info". I about shit WTF do u need to pay it for if your only covered once in a while? It's bs trust me on that. Ask them what if a deer or someone runs me off the road will My med bills be covered under this plan? Always ask questions they will do anything to not have to pay.
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Yeah my coverage only covers any damage I do to other stuff, it doesn't cover me or my bike in anyway, as a motorcycle is not considered a motor vehicle, so when I am involved in an accident with a car or truck, the other drivers insurance has to pay for my expenses. If I were to go off the road and hit a sign they would not cover my medical bills and if the other driver did not have insurance I'd be screwed as well because I do not have the medical coverage, as that coverage runs me about 60/month, give or take a few bucks. You will need your own medical coverage or the additional medical coverage to have all that covered. That's the problem with progressive coverage, is that people can buy it without any knowledge of what exactly they're getting.

Progressive has handled everything for me as far as dealing with the other company and opening up a claim with them and handling all of my doctor stuff.

Did you have the medical coverage and they're just giving you a hard time, or did your policy not have it?
 
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