motorcycle insurance (not spam) ???????

My policy didn't have it. Plpd is personal liability and property damage. U pay 144$ a year for the catastrophic fund and that is for a accident like the one I had until you read the very teeny tinny blue print! Plpd in a car covers anything that happened to you but if your on a bike with the same coverage it don't cause it is not considered a moto-vehicle but not when a accident happens with out a car? Come on that's bull shit why do u need to have it then?
 
05cesrt said:
My policy didn't have it. Plpd is personal liability and property damage. U pay 144$ a year for the catastrophic fund and that is for a accident like the one I had until you read the very teeny tinny blue print! Plpd in a car covers anything that happened to you but if your on a bike with the same coverage it don't cause it is not considered a moto-vehicle but not when a accident happens with out a car? Come on that's bull shit why do u need to have it then?
Click to expand...

But with PLPD on a car you MUST have the pip coverage.... There is no way around it, you can not get a policy without pip when insuring a car... Sucks you didn't have the medical coverage bro, but if you think about how bad somebody can get hurt on a bike, and most policies like what you and I had are only 15-20/month, it's kind of hard to complain. Sucks that it worked out like that for you, but it really isn't progressive's fault you know? If you had paid the extra for the medical, they would have to cover it.
 
http://www.michigan.gov/documents/cis/MCCA_FAQ_2007_190996_7.pdf

So I pay in this regardless and only get to us it if a car is involved? But if another car was involved I collect from there insurance?
U jeff and I and any on a bike or car pays a 144$ a year for this.
But if your on a bike it's not considered a motor vehicle if a deer or some ass hap runs u off the road you can't collect from it? That's fair? How is it fair? that it's there for ppl who get in accidents that pay into it are allowed to collect from it but only if a car is involved? That's bullshit cause I paid into it for that!

S
 
i dont see how a bike is not considered a motor vehicle thats just plain retarded, it has wheels and a motor, but my mini rocket was considered a motor vehicle when i got a noise violation when i had it straight piped WTF ?!?!
 
Get your endorsement as well. You will end up riding without it if you get the bike legal before you have it. Getting caught riding without it I'm pretty sure they impound your bike. I rode on permits for about 2 years lol. But i had to always be riding with someone that had an endorsement and wasn't supposed to ride at night.
 
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