I guess it depends how you go about it. I typically have my nice truck (paid for), my mustang(paid for) that I tinker with and enjoy on MY time, and then I drive an economy car to work daily to rack up the miles and allow it to take the wear and tear of Michigan roads. The car I drive now gets 35-40mpg running just about 90 miles a day. So lets say gas is 3.75 a gallon. Thats about a $50 bill a week to get to work. Now lets say I drive my 15mpg truck to work all week. Assuming fuel is the same price, that 112.50 a week. Thats 62.50 more in just fuel a WEEK. That's $3250 in fuel savings in one year. Lets say the 'economy car' cost you $60 a month for PLPD insurance. $720 a year, subtract that from the $3250 and you get $2530 in your pocket. Add that up over a few years and you are ahead of the game, plus your $40,000 truck stays nice and the value retained is higher when it comes time to upgrade to the next latest and greatest vehicle. Makes sense to me