I don't see how getting cash back is a scam You didn't read my last post very well. And I don't know where you can buy food these that doesn't take a credit card except for the farmers market You can always use cash, sometimes a debit card too. But yea, those loyalty cards are all scams I never said that.
Living off the grid is a lifestyle choice I'm not living "off the grid", I'm living well & debt free. Owning a credit card doesn't mean you are in debt, either You're right, it means 75+% are. I define living in debt as having more debts than assets. If I have $200,000 in savings, owe $100,000 on my house, and have $500 on my credit card, am I in debt? I don't think so, but I guess it is how you define it. Again, you're right. But how many folks are living like you spelled out
and how many do you think are living the opposite? By proof of our record Bankruptcies & foreclosures in this country, it looks like many are not living like you spelled it out.
-Geoff